What is a qualifying life event?

A qualifying life event, or a QLE, is designated as a change in your living situation that can make you eligible for a Special Enrollment Period, allowing you to enroll in health insurance outside the yearly open enrollment period.

What is considered a qualifying life event?

A qualifying life event can be one of the following:

  1. marriage
  2. birth of a child
  3. adoption of a child
  4. separation/divorce
  5. death in the family
  6. employee turns 26 (and loses prior coverage under parent's/guardian's plan)
  7. move to a new location (not always applicable depending on the new location, as most of our plans are national)
  8. in-voluntary loss of previous coverage

How long do I have to submit a QLE?

When you have a qualifying life event, you can make updates to your benefits coverage by submitting proof of the QLE within 31 days of the event. Otherwise, all changes must happen during your company's open enrollment period.

If I do have a QLE, how do I update my plans with Justworks?

You can request this change in your benefits by following the steps outlined here.

If you're unsure if your event qualifies, please reach out to us at support@justworks.com.

Disclaimer

This material has been prepared for informational purposes only, and is not intended to provide, and should not be relied on for, legal or tax advice. If you have any legal or tax questions regarding this content or related issues, then you should consult with your professional legal or tax advisor.

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