How do I add my handicapped child to insurance?

To obtain continued coverage of a handicapped child, the member must submit the two forms directly to Aetna ). One form is completed by the member, and the other form is completed by his/her physician. You can obtain these forms by reaching out to or contacting your account manager directly. Aetna's Medical Director reviews each case individually and makes a determination regarding the request for continued coverage. The member will be notified of the decision in writing but can also check the status with Aetna Member Services.

Upon approval, the dependent is added to the member's policy and sent on subsequently to Aetna. The cost and billing structure match normal Justworks' policies.

Length of continuation

The continuation will cease on the earliest of the following events:

  • Cessation of handicap
  • Failure to give proof that the handicap continues
  • Failure to have any required exam
  • Termination of your dependent child coverage for a reason other than reaching the maximum age

Utilizing Health Advocate

The dependent's effective date will match the member's effective date; however, it is likely that it will take longer to process the dependent's enrollment. In this case, we strongly suggest utilizing Health Advocate to help submit the initial paperwork and any claims once the enrollment has been approved. They will be able to give step-by-step guidance and assist in the process.


This material has been prepared for informational purposes only, and is not intended to provide, and should not be relied on for, legal or tax advice. If you have any legal or tax questions regarding this content or related issues, then you should consult with your professional legal or tax advisor.
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