Am I required to offer access to health insurance to my employees?
Once your company has 50 employees working at least 30 hours a week, you’ll be required to offer benefits.
When can I decide to offer access to health insurance to my employees?
With Justworks, you can set up access to health insurance for your team at any time. Once you set up the plan, your employees will be presented with an enrollment opportunity during which they'll be able to sign up for benefits.
Benefits for employees will begin on the first of the month following their date of hire or eligibility date. For example, if a full-time employee begins on June 15, their benefits will start on July 1. If a full-time employee begins on July 1, their benefits will start on August 1.
I’m an employer selecting plans to offer my employees. How do I select plans?
Reach out to your Account Manager or firstname.lastname@example.org to learn more about our plans and how you can make a selection on what you’d like to offer your employees.
What is the minimum I am required to cover for health insurance?
Companies are required to pay a minimum of at least 50% of the least expensive plan they offer to employees.
Am I required to contribute any amount for dental insurance?
Companies are required to pay a minimum of at least 50% of the least expensive plan they offer to employees for dental coverage.
Am I required to contribute any amount for vision insurance?
No, companies are not required to contribute towards vision plans.
How can I see the total health insurance costs for my company?
You can see the total monthly cost of your health insurance by navigating to “Benefits” on the left navigation bar. Here, you’ll be able to see the total costs to both your company and your employees.
How does insurance billing work?
Great question. We actually have an article all about this and you can find it here.
I got billed for more than I cover for health insurance. What happened?
Justworks will bill your company the entire premium one month prior to coverage. This occurs on the first billing cycle of the month. Your employees will then pay back their portion during the actual month of coverage. You can learn more about how insurance billing works here.
Why are medical plans offered in groups?
Justworks provides access to medical plans in predetermined groups in order to make great options available to employees without overwhelming them. All Justworks plans cover the same set of conditions, treatments, and facilities. They differ in the amount of coverage for each item, the networks they offer access to, and how costs are divided among premium, copays, and coinsurance. Each group offers a diverse set of a options within a given price range, allowing employers to take great care of their teams within their budget.
This material has been prepared for informational purposes only, and is not intended to provide, and should not be relied on for, legal or tax advice. If you have any legal or tax questions regarding this content or related issues, then you should consult with your professional legal or tax advisor.