Common Questions (Master Policy)

When do employers make health insurance plan selections?

Beginning on August 10, 2023, employers will be able to make decisions about the health insurance plans and contributions the company will offer to employees. This employer plan selection period is from 8/10/23 - 8/31/23. The deadline to submit your company plan selections is August 31, 2023.

Can I update my plan selections and contributions after submitting them?

You may change your company plan selections and contributions on or before 8/31/23 for the 11/1/23 - 10/31/24 plan year. Changes will not be allowed after that date.

When do employees select health insurance plans?

Employee plan selection will run from 9/19/23 - 9/28/23. Those elections will become effective on 11/1/23. You will still need to complete employee plan selection, even if you intend to choose the same plans you were enrolled in this year.

If I do not enroll in health insurance now, when is my next opportunity to enroll?

If you are currently enrolled in an active health insurance plan and do not take action during open enrollment, your current plan with automatically renew. If you do not currently have an active health insurance plan, however, your opportunities to enroll in a new plan are annually during open enrollment or if you experience a qualifying life event (QLE) at any point during the year.

I’m currently enrolled in health insurance. Do I still need to select a plan during open enrollment?

Employees who are currently enrolled in health insurance will be auto-enrolled into the same plans and coverage tier as long as your employer offers that same plan in the new plan year. If your employer removes the plan, you will be enrolled in the most affordable available plan offered. However, it is possible that the cost or coverage details of your current plan may change, so it is recommended that you actively review and confirm your plans, coverage tier, and dependents during open enrollment.

When does my new plan start?

Medical, dental, and vision insurance plans become effective on November 1st, 2023. Our plan year runs from 11/1/23 - 10/31/24.

Common Questions (Open Market)

When do employers make health insurance plan selections?
Companies currently on Justworks master policy offerings will be able to make decisions about the health insurance plans and contributions the company will offer to employees on August 10, 2023. Some companies may receive options to enroll in open market plans through Justworks, depending on their location. This employer plan selection period is from 8/10/23 - 8/31/23. The deadline to submit your company plan selections is August 31, 2023.

If your company is currently on open market plans through Justworks, your renewal period will depend on when the coverage became effective. 

Can I update my plan selections and contributions after submitting them?
You may change your company plan selections and contributions at any point during your plan selection period. If you have submitted your open market plans, you will need to reach out to support@justworks.com to have your selections reset. Changes will not be allowed after the end of your plan selection period. 

When do employees select health insurance plans?
For companies moving from a Justworks master policy to an open market plan through Justworks, employee plan selection will run from 9/19/23 - 9/28/23. Those elections will become effective on 11/1/23. Employees moving onto open market plans through Justworks will need to complete employee plan selection, even if they are currently enrolled on a plan through a Justworks master policy. 

If I do not enroll in health insurance now, when is my next opportunity to enroll?
If you are currently enrolled in an active health insurance plan on the Justworks master policy, and your company moves to offer open market plans through Justworks - you will need to take enrollment action during the employee plan selection period. If you do not currently have an active health insurance plan, however, your opportunities to enroll in a new plan are annual during open enrollment or if you experience a qualifying life event (QLE) at any point during the year.

I’m currently enrolled in health insurance. Do I still need to select a plan during open enrollment?
If you are currently enrolled in an active health insurance plan on the Justworks Master Policy, and your company moves to offer Open Market Plans through Justworks - you will need to take enrollment action during the Employee Plan Selection Period.

When does my new plan start?
If your company moves from Justworks Master Policy Plans to Open Market Plans through Justworks, plans become effective on November 1st, 2023.