Common Questions (Large Group plans)

When do employees select health insurance plans?

Employee Open Enrollment (or plan selection) will run from 9/17/24 - 9/26/24. Those elections will become effective on 11/1/24. You will still need to complete employee plan selection, even if you intend to choose the same plans you were enrolled in this year.

If I do not enroll in health insurance now, when is my next opportunity to enroll?

If you are currently enrolled in an active health insurance plan and do not take action during open enrollment, your current plan will automatically renew. If you do not currently have an active health insurance plan, however, your opportunities to enroll in a new plan are annual during open enrollment or if you experience a qualifying life event (QLE) at any point during the year.

I’m currently enrolled in health insurance. Do I still need to select a plan during open enrollment?

Employees who are currently enrolled in health insurance will be auto-enrolled into the same plans and coverage tier as long as your employer offers that same plan in the new plan year. If your employer removes the plan, you will be enrolled in the most affordable available plan offered. However, it is possible that the cost or coverage details of your current plan may change, so it is recommended that you actively review and confirm your plans, coverage tier, and dependents during open enrollment.

When does my new plan start?

Medical, dental, and vision insurance plans become effective on November 1st, 2024. Our plan year runs from 11/1/24 - 10/31/25.

Common Questions (Open Market Plans)

When do employees select health insurance plans?
For companies moving from a Justworks Large Group plans to an Open Market plans through Justworks, employee plan selection will run from 9/17/24 - 9/26/24. Those elections will become effective on 11/1/24. Employees moving onto Open Market plans through Justworks will need to complete employee plan selection, even if they are currently enrolled on a plan through a Justworks Large Group plan. 

If I do not enroll in health insurance now, when is my next opportunity to enroll?
If you are currently enrolled in an active health insurance plan on the Justworks Large Group plans, and your company moves to offer Open Market plans through Justworks - you will need to take enrollment action during the employee plan selection period. If you do not currently have an active health insurance plan, however, your opportunities to enroll in a new plan are annual during open enrollment or if you experience a qualifying life event (QLE) at any point during the year.

I’m currently enrolled in health insurance. Do I still need to select a plan during open enrollment?
If you are currently enrolled in an active health insurance plan on the Justworks Large Group plans, and your company moves to offer Open Market plans through Justworks - you will need to take enrollment action during the Employee Plan Selection Period.

When does my new plan start?
If your company moves from Justworks Large Group to Open Market plans through Justworks, plans become effective on November 1st, 2024.