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Workers’ compensation insurance can help protect your employees and business in case of work-related injuries or lawsuits. Businesses in most states are legally required to have workers’ comp coverage if they have more than one employee, but requirements vary by state. Check state laws to see if workers’ comp is required for your business.
Justworks made the switch from NEXT to The Hartford on July 8, 2026. If you're an existing NEXT policy holder this change won't affect you.
If your business needs workers’ comp coverage, you can integrate a workers’ comp insurance policy with your company’s Justworks Payroll account by working with our workers’ comp insurance partner, The Hartford.
The Hartford offers pay-as-you-go workers’ comp that allows business owners to make accurate payments each time they run payroll based on actual payroll data, unlike traditional workers’ comp policies that require large upfront premium payments based on estimates.
You can get a fast and paperless quote from The Hartford directly through your Justworks Payroll account. To start, expand Company Settings in the left-side menu and click 'Business Insurance.' Then click the ‘Set up a new policy’ button.
From there, you’ll be able to view more details about what’s available to your company through The Hartford.
If you don’t already have a workers’ comp policy for your company, you can click the ‘Find a plan’ button to begin the quote process with The Hartford, which involves answering some questions about your company. Then, The Hartford will email you a quote within 1 business day.
If your company does already have an active workers’ comp policy, you can click the ‘Connect coverage’ button to update the policy’s broker of record to be The Hartford, which will allow you to still benefit from having pay-as-you-go worker’s comp insurance.
For any questions during the quote process, you can contact The Hartford at 929-593-4009
Once your workers’ comp policy is in place, Justworks Payroll will be able to send your company’s payroll data to The Hartford each pay cycle so that your workers’ comp premium can be calculated and paid based on actual payroll data.
Disclaimer
This material has been prepared for informational purposes only, and is not intended to provide, and should not be relied on for, legal or tax advice. If you have any legal or tax questions regarding this content or related issues, then you should consult with your professional legal or tax advisor.