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While our Dental plans are generally widely available nationwide, there are some limitations.
Aetna
Aetna’s DMO plan is not available in Alabama, Alaska, Arkansas, Louisiana, Maine, Mississippi, Montana, New Hampshire, North Dakota, South Carolina, South Dakota, Vermont, and Wyoming. There may also be areas outside of the above states where the DMO plan is not available.
Metlife
Metlife PPO 2 and Metlife PPO 3 are not available in Alaska, Louisiana, Mississippi, Montana, and Texas.
The MetLife PPO 1 plan has no state or zip code restrictions as it meets the qualifying criteria of all states.
Please note: our other dental plans might also have limited availability for some employees located in remote areas.
Justworks is also updating our Dental networks to accommodate new state regulations. Certain states require Dental PPO plans to have the same level of In-Network and Out-of-Network coinsurance. At this time, no action is needed on your part, as all customers will be able to enroll in a suitable plan during renewals.
During the renewal period, a new set of Dental PPO plans will be available for selection. These will be referred to as Extra-Territorial (ET) plans.
For example, an employee living in NY will have Aetna Dental PPO 1, but an employee living in TX will have Aetna Dental PPO 1 ET.
Please see the list below for more detail about the ET plans that are available in each state:
Metlife Dental PPO ET:
- PPO 1 & 2 ET: AK, LA, MS, MT, TX
- PPO 3 ET: AK, LA, MA, MS, MT, TX
Aetna Dental PPO ET
- PPO 1 - 3 ET: TX, LA
Disclaimer
This material has been prepared for informational purposes only, and is not intended to provide, and should not be relied on for, legal or tax advice. If you have any legal or tax questions regarding this content or related issues, then you should consult with your professional legal or tax advisor.