Rhode Island's Temporary Disability Insurance and Temporary Caregiver Insurance programs are partial wage-replacement insurance plans for Rhode Island workers. These benefit programs are state-mandated and funded through employee payroll deductions and employer contributions.
Temporary Disability Insurance
Temporary Disability Insurance (TDI) provides partial wage replacement benefits to eligible Rhode Island workers who are unable to work due to pregnancy or a non-work-related illness, or injury. Employees must fulfill a 7-day waiting period before payments begin.
Temporary Caregiver Insurance
Temporary Caregiver Insurance (TCI) provides up to 4 weeks of partial pay to eligible Rhode Island employees who need to take time off work to care for a seriously ill child, spouse, domestic partner, parent, parent-in-law or grandparent; or to bond with a newborn child, new adopted child or new foster-care child.
Filing a Claim
Claimants must apply for TDI benefits during the first thirty (30) days of the first day out of work, and for TCI benefits during the first thirty (30) days after leave is taken for reasons of Bonding or Caregiver.
By accessing the TDI/TCI website at www.dlt.ri.gov/tdi, claimants may apply online or download an application to complete and mail to TDI, P.O. Box 20100, Cranston, RI 02920. They may also call (401) 462-8420 after 4pm ET and choose option 1. An application will be mailed to them.
Rhode Island has eliminated the payment of TDI/TCI benefits by paper checks. As such, claimants will have two different benefit payment options: Direct Deposit or Electronic Payment Card (EPC) which is similar to a debit card. Benefit payments are post-tax. You can read more about the payment information on the FAQ page.
This material has been prepared for informational purposes only, and is not intended to provide, and should not be relied on for, legal or tax advice. If you have any legal or tax questions regarding this content or related issues, then you should consult with your professional legal or tax advisor.