Short Term Disability and State Leave

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With the passing of many new state-run paid family and medical leave programs, it's important to take into account how these benefits work alongside any group short-term disability benefits you might offer, should your employees encounter a scenario where they may be able to take advantage of multiple types of benefits. 

When leave is taken, an employee may be able to utilize both statutory and short-term disability. Based on the state’s rules, an employee may be able to claim these benefits at the same time, or consecutively. When taken concurrently, the state benefit may impact the employee’s short term disability benefit amount. Please be sure to review the details of each state’s benefit for how they may interact with short-term disability.

Below we have listed states’ benefits for your convenience.

California

California offers state Paid Family Leave (PFL) and State Disability. The benefit ranges from 60%-70% of wages for most employees; employees earning less than 70% of the state’s average weekly wage may receive up to 90% of their weekly income. Each benefit can be utilized for 8 weeks in a 12-month period, and the maximum weekly benefit for both is $1,681. Read more about California PFL and SDI here.

Colorado

Colorado Family and Medical Leave Insurance (FAMLI) offers medical, family, and safe leave. Leave may be taken for up to 12 weeks (16 weeks for certain complications). The maximum weekly benefit is $1,324.21. Read more about Colorado FAMLI here

Connecticut

Connecticut’s Paid Family Leave and Medical Leave Act (CT FMLA) offers both family and medical leave. The maximum weekly benefit is $981 and leave may be taken for up to 12 weeks. You can learn more about CT FMLA here

District of Columbia

The District of Columbia’s Paid Family Leave offers family and medical leave. Leave may be taken for up to 12 weeks (14 weeks for pregnancy). The maximum weekly benefit is $1,153. Read more about D.C. Paid Family Leave here

Hawaii

Hawaii offers ​​Temporary Disability Insurance (TDI). Leave may be taken for up to 26 weeks during a benefit year. The maximum weekly benefit is $837. Read more about Hawaii TDI here and here

Massachusetts

Massachusetts Paid Family Medical Leave (PFML) offers both family and medical leave. Family leave may be taken for up to 12 weeks, while medical leave may be taken up to 20 weeks. The maximum weekly benefit for both is $1,170.64. Read more about Massachusetts PFML here.

New Jersey 

New Jersey offers both Temporary Disability Insurance (TDI) and Family Leave insurance (FLI). The maximum weekly benefit for both is $1,081. For TDI, the maximum duration is 26 weeks during 52 consecutive weeks. For FLI the maximum duration is up to 12 weeks. Read more about New Jersey TDI and FLI here.

New York

New York offers Paid Family Leave (PFL) for bonding purposes and statutory disability for medical leave. PFL may be taken for up to 12 weeks, while statutory disability may be taken for up to 26 weeks depending on the medical condition. PFL’s maximum weekly benefit is $1,177.32, while statutory disability’s maximum weekly benefit is $170. Read more about New York PFL and statutory disability here.

Oregon

Paid Leave Oregon offers medical, family, and safe leave. Leave may be taken for up to 12 weeks (14 weeks for pregnancy). The maximum weekly benefit is $1,568.60. Read more about Paid Leave Oregon here

Rhode Island

Rhode Island offers both Temporary Disability Insurance (TDI) and Temporary Caregiver Insurance (TCI). Rhode Island TDI offers a maximum duration of 30 weeks while TCI offers up to 6 weeks. Both programs have a maximum weekly benefit amount of $1,070. Read more about Rhode Island TDI and TCI here.

Washington State

Washington state Paid Family and Medical (PFML) leave offers offers family and medical leave. The maximum weekly benefit is $1,542 for 12 weeks of family or medical leave. Read more about Washington PFML here

 

If you have questions, please contact Justworks Support or your designated Customer Success Manager.

 

Disclaimer

This material has been prepared for informational purposes only, and is not intended to provide, and should not be relied on for, legal or tax advice. If you have any legal or tax questions regarding this content or related issues, then you should consult with your professional legal or tax advisor.